BIG News!!!

An example...
Purchase price $1,089,000
10% DOWN

1st loan $729,750
30 year fixed rate at 6.125%

2nd loan $250,000
Equity line Prime + .5%

YES...ONLY 10% DOWN!

Need 700 FICO, and only 30 year fixed rate on the 1st.


I am happy to recommend a few lenders that will work with you through this process. They are people I trust will give you an honest assessment of market rates so you can make a more informed decision about your purchase.

Have a wonderful weekend...we're almost there!

Very sincerely,
Jillian

Jillian Visser
Sotheby's International Realty - Brentwood
11911 San Vicente Boulevard, Suite 200 Los Angeles, CA 90049
c 310.500.8300 d 310.481.4389
jillian.visser@sothebysrealty.com

The Hits Keep Getting Hotter!

- Loan amounts up to $729,000
- 5 year fixed ARM
- 5.125% with 1 point
- 5 year fixed interest only
- 5.25% with 1 point

First time buyer? Now's a great time to get in the game!

Cheers,
Jillian

Jillian Visser
Sotheby's International Realty
11911 San Vicente Boulevard, Suite 200 Los Angeles, CA 90049
c 310.500.8300 d 310.481.4389
jillian.visser@sothebysrealty.com

Why buy a house now? (click here for the article from Realty Times)

Why the media is wrong about today's housing slump...

A sneak peek...
"Right now we have mortgage interest rates three points below historical norms. We have housing inventories five months greater than balanced markets. Combine that with unemployment that is a half percent lower than the recession of 2003, and you have excellent homebuying conditions."

Enjoy the rest of the week!!

My best regards,
Jillian


Jillian Visser
Sotheby's International Realty
11911 San Vicente Boulevard Los Angeles, CA 90049
c 310.500.8300 d 310.481.4389
jillian.visser@sothebysrealty.com

Lending Ideas to Bring Buyer & Seller Together...

FHA Loans up to $729,000
- Seller can give client a 3% gift for down payment
- Seller can give credit to buyer for all closing costs
- Buyer gets in with NO MONEY DOWN

For example...
Payment scenario assuming a $700,000 purchase price
-30 year fixed rate at 6.25%
-Total payment including taxes, insurance, and PMI = $5200
-Approximate Income Tax savings per month = $1500

For more lending options, I am happy to refer you to a lender that I trust will give you an honest assessment of market rates so you can make a more informed decision about purchasing a home.

Best regards,
Jillian

Jillian Visser
Sotheby's International Realty
11911 San Vicente Boulevard, Suite 200 Los Angeles, CA 90049
c 310.500.8300 d 310.481.4389
jillian.visser@sothebysrealty.com